雅思 Writing Task 2 新题

Nowadays it is easy to apply for and be given a credit card. However, some people experience problems when they are not be able to pay their debts back. In your opinion, do the advantages of credit cards outweigh the disadvantages?

It is generally believed that some people are born with certain talents like sport or music but others are not. however, it is sometimes claimed that any child can be taught to become a good sports person or musician. discuss both the views and give your own opinion.