Some people get into debt by buying things they don’t need and can’t afford. What are the reasons for this behaviour? What action can be taken to prevent people from having this problem?
Sample Response
Nowadays, as a result of economic growth, people's incomesthe incomes of people are increasing, and they are startingare increasing and they start to consume more goods than in the pastconsume more goods than the past. However, some people get into debtget to be in debt by buying goodsbecause of buying goods, which they do not actually need and cannot affordcould not pay. In my opinion, it is very important to prevent people from getting trapped in this problem. In the first place, there are several reasons for this behaviour. One of the most important catalysts is the psychological problem. For instance, when some people are upset and disappointed, they tend to go shopping and buy everything they want. In this situation, because of their loose of control, they could not consider the things whether they need or not. Equally important, another reason is their temporary desire. To specify, at some moments, people always have the ambition to possess something, which is not normally necessary for them and out of their financial situation. Therefore, they will make a purchasing decision without assessing the benefits and drawbacks. Credit cards, purchase cards, gift cards etc. are more available nowadays and having a credit card from a bankband is easier than ever before. These sortsshorts of cards and loans enticeallure people to purchase more luxury items they can live without. While repaying their debts, people become trappedWhile repaying, people get trapped and the high-interest rates increase the loan amount significantly. Admittedly, this behaviour could bring people into a very dangerous situation. Hence, the government, as well as the community, should implement some solutionstake place some solutions to deal with it. Firstly, every store or shopping centre should control their customers' purchasescontrol their customer purchasing by checking their financial status. As a consequence, it will restrict people fromin buying the items, which they cannot afford. Moreover, we should organise some psychological coursescourse for people who have problemspeople, who have problems with shopping. Lastly, the sale staffs of shops should advise and give a good recommendation to their, which enable them to have the best choice. Banks should be stricter when approving a credit card for a personmore rigid while approving the credit card to a person and the credit limit should be within the amount the cardholder can affordwithin the affordable amount by the card holder. In summary, to avoid getting into debt, everyone should consider both advantages and disadvantages of the products before buying themit. PeopleSomeone should not simply purchase a product because of pure luxury or pride. The repayment should also be considered at the time of purchasing.
Why this response received Band 6.5
The response directly addresses both causes and prevention, and its strongest feature is the range of relevant reasons and practical measures, especially the discussion of easy credit. Its main limitation is that several ideas are repetitive or insufficiently convincing, while frequent awkward word choices and grammatical errors weaken precision. The highest priority is to develop fewer solutions more realistically and edit sentences for accurate collocations, agreement, and reference.
IELTS Writing Criteria Scores
Task Response
The response answers both questions with relevant causes and preventive actions, although the impulse-buying reasons overlap and some proposed controls are not fully justified.
Develop fewer, more distinct causes and explain how each proposed measure would work realistically.
Coherence and Cohesion
Ideas progress clearly from causes to solutions and the conclusion, but some linking is mechanical and relationships between sentences are occasionally loose.
Group each main cause or solution around one controlling idea and use linkers only where the logical relationship needs clarification.
Lexical Resource
The response uses a sufficient range of topic vocabulary, but frequent spelling, word-form, and collocation errors reduce accuracy.
Replace inaccurate combinations such as language about losing control, taking action, and giving advice with natural collocations.
Grammatical Range and Accuracy
A mix of simple and complex structures communicates the argument, though recurring errors with articles, agreement, pronouns, and prepositions remain noticeable.
Proofread each sentence for subject-verb agreement, clear pronoun reference, and correct article and preposition choices.
Write this task while it is fresh
Try the same task now. It helps you remember the feedback and write better next time.
IELTS Writing Task 2
Some people get into debt by buying things they don’t need and can’t afford. What are the reasons for this behaviour? What action can be taken to prevent people from having this problem?
Your response
Write the task yourself, then compare your choices with the annotated response.