It is important for everyone, including young people, to save money for their future. To what extent do you agree or disagree with this statement?

Same questionCompare 9 different answers (Band 6–8)
Same-task comparison

This response is estimated at Band 6.5. Can you write a better one?

Write yours and get clear feedback on all four criteria.

  • Closest to official scores
  • What to fix on each criterion
  • Feedback in about 20 seconds · free
Start writing this task

Sample Response

1

The growing discourse surrounding saving money for the future hassaving money for future has garneredwidespread attention. I firmly support the argument that everyone should save including young people, a position supported by clear personal, social, and economic reasons.validated not only by well-founded reasoning but also by empirical evidence substantiated by academic research.

2

To begin with, saving money for the future offerssaving money for future offers numerous undeniable advantages. One primary benefit is the exposure to a long-term planning mindset, which fosters focus and self-controlability of self-control, especially contributing to the growth of young peopleto growth of young people. As a result, people are inspired to keep their path towards what they plan complete even when there are some obstacles. Consequently, with the help of backup resources, they could confront and solve those issues confidently.

3

CreatingConducting a clear financial budget as soon as they can is undeniably a praiseworthy endeavor, yielding benefits for both people themselves and society. For instance, young people with a detailed financial plan obtain greater ability to deal with risks such as job loss and economic downturns,deal with the risks such as job losses and economic downturn, reflecting a strong sense of social responsibility. By meeting people's basic needs and protecting them from severe financial hardship,protecting them from starvation and homelessness, this approach alleviates the financial burden on governments, allowing them to direct resources to areas facing greater hardship.

4

However, it is important to acknowledge the disadvantages linked to this practice. One significant drawback is that it may curb consumer demand and exert a negative impact on the current economyexert negative impact on current economy.To elaborate, people will have less disposable income when prioritising saving, which could dampen their willingness to buy major items such as electronics or furniture and potentially trigger an economic downturn.Fortunately, there are actionable steps to address this pressing issue. One effective solutionolution, for instance, is to encourage people to buy reliable financial products like securities of big companies or governments and bank deposit with constant interests. By buying them, people could spend their money more confidently because those products will yield interests till the end of the period,end of period, increasing their savingssaving.

5

In summary, my support for saving for the future, including forsaving for future including young people is demonstrated through the analysis of a forward-looking mindsetanalysis of planning mindset and financial security. Although other disadvantages may occur, taking some measures can reduce them.

Overall assessment

Why this response received Band 6.5

The essay presents a clear position agreeing with the prompt and supports its main ideas with detailed explanations. However, the introduction of counterarguments and solutions in the third body paragraph somewhat detracts from the central task of evaluating agreement. To improve performance, focus directly on supporting the central claim without introducing tangential sub-topics like economic policy solutions.

Band score breakdown

IELTS Writing Criteria Scores

TR

Task Response

6.0
Scoring rule

The candidate takes a clear stance agreeing with the prompt, but the response strays into discussing solutions for economic downturns rather than fully supporting the core argument.

Next step

Ensure all supporting paragraphs directly address why saving money is beneficial or necessary, avoiding unnecessary tangents about government solutions.

CC

Coherence and Cohesion

6.0
Scoring rule

Paragraphing is logical overall, but cohesive devices are occasionally used mechanically and transitions between counterarguments and solutions feel abrupt.

Next step

Use more natural transition words to link ideas between paragraphs smoothly and ensure each paragraph maintains a single, clear focus.

LR

Lexical Resource

7.0
Scoring rule

The essay uses a good range of flexible and precise vocabulary related to finance and personal development, with only minor errors in word choice.

Next step

Continue using topic-specific vocabulary while checking collocations to ensure phrases sound completely natural.

GRA

Grammatical Range and Accuracy

6.0
Scoring rule

A mix of simple and complex sentence structures is produced, but frequent minor grammatical errors such as missing articles and spacing issues persist throughout.

Next step

Proofread carefully to eliminate missing articles and formatting errors while maintaining control over complex grammatical forms.