Students leave high school without learning the way how to manage their money. What are the reasons and solutions of this issue?

Sample Response

1

There is a common problem among high school graduates these days in which students leave schoolwhere students are leaving school without any knowledge or skill in personal money management. This essay will outline a number of reasons for this trend and a number of possible solutions to tacklepossible solutions to help tackle the issue.

2

Firstly, one of the main causes of this problem is that the majority of high school students live with their parents and are completely financially dependent upon them. Most students do not need to work to earn money while at high school, as their parents pay for all their needs, and therefore do not gain any understanding ofabout the realities of earning and saving money. Usually, the only money that students receive is from their parents and this is typically in the form of pocket-money, which is given with the intention that it be spentgiven with the intent of it being spent. Therefore, young people only really learn how to spend money, and not how to earn, save or manage it wisely.

3

However, there are a number of viable solutions to help students address this problemdeal with this problem. Firstly, basic money management skills could be included as a compulsory subject for students in their high school years, which would help equip them with the knowledge and skills to manage their own personal finances when they leave school, move out of home and enter employment. The second possible step that could be taken to help curb this problem is through education at home. Parents need to take responsibility for ensuringtake responsibility to make sure that their children are adequately taught these skillsadequately educated in such matters to ensure their children maintain a financial independencesuccessful and independent financial situation after graduating and leaving home.

4

In conclusion, although money management is a problem for a lot of school leavers, there are a number of viable solutions to addresscounteract this problem.

Overall assessment

Why this response received Band 7.5

The response is strongest in its clear explanation of financial dependence and its practical school- and home-based solutions. Its main limitation is the narrow treatment of causes, since parental support is essentially the only reason explored, while some points are repeated rather than extended. The highest-priority improvement is to develop a second distinct cause with a specific consequence or example and connect it explicitly to an appropriate solution.

Band score breakdown

IELTS Writing Criteria Scores

TR

Task Response

7.0
Scoring rule

The response addresses both causes and solutions with relevant, well-explained ideas, although the causes side is limited to one central reason.

Next step

Develop a second distinct reason for students' weak financial skills and show how a corresponding solution would address it.

CC

Coherence and Cohesion

8.0
Scoring rule

Ideas progress clearly through a logical introduction, cause paragraph, solution paragraph, and conclusion, with generally smooth cohesion.

Next step

Refine transitions such as the shift introduced by 'However' so that they express the precise relationship between sections.

LR

Lexical Resource

7.5
Scoring rule

A sufficiently wide and mostly precise vocabulary supports the discussion, including effective financial and educational language, despite some repetition and awkward phrasing.

Next step

Vary repeated words such as 'students,' 'problem,' and 'money' while choosing more natural collocations throughout.

GRA

Grammatical Range and Accuracy

8.0
Scoring rule

A wide range of complex sentence structures is used accurately, and the few minor weaknesses do not impede meaning.

Next step

Polish occasional preposition and clause choices to make already accurate complex sentences more idiomatic and concise.

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IELTS Writing Task 2

Students leave high school without learning the way how to manage their money. What are the reasons and solutions of this issue?

Your response

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