It is sometimes said that borrowing money from a friend can harm or damage the friendship. Do you agree? Why or why not? Use reasons and specific examples to explain your answer.
Sample Response
I think that borrowing money from a friend has some negative consequencesaspects and can harmharm or damage the friendship in some cases. For example, a person borrowed some money from his or her friend and did not return it can lead to misunderstanding and can create a crack in belief in friendship. However, I believe that borrowing money from a friend and returning it on time cannot harm a friendshipcan not harm friendship. Moreover, it can even strengthenit even can strengthen their relationshipthe relationships between them. For the following reasonsFor several reasons, which I will mention belowbellow, I think borrowing money from a friend and returning it doesdo not damage the friendship. I think that borrowing money from a close frienda person who is close to one is normal. Imagine that someone needs help and no doubt that his or her friends will offer it. For example, when my friend asks me to babysit her child while she is taking her classes, I agreeclasses I agree because I know that she desperately needs my help in order to finish her degree and save some money. Furthermore, I am sure that she will be there for me if I need help. The same is true of moneyThe same thing is with the money, sometimes we borrow money from each other, buteach other but we always repay each otherreturn it to each other. I think it is very important to return money borrowed from a friend. I am glad that I can lend her some money when she needs it because I am sure that she will repay me as soon as possibleshe will return it as soon as possible. In addition, I believe that when friends lend and borrow money from each other it means that they trust each other. However, I accept thatHowever, I cannot disagree with the fact that money can often end a friendshipmoney often can cause the end of the friendship. For example, a person who borroweda person, who borrowed money from his or her friend and did not return it, will try to avoid contactavoid any contacts with the second person. At the same time, a person who lent the money to his or her friend and did not get it back will have more likely an unpleasant feeling about the situation too. As a result, friends will fall apart. In conclusion, I think that borrowing money and returning it will help to keep friends together.
Why this response received Band 6.5
The response maintains a clear, sensible position and supports it with relevant personal and hypothetical examples, so the argument is easy to follow. Its main limitation is repetition: the conditional idea about returning money is restated several times, while some examples are only indirectly connected to borrowing. Prioritise distinct body paragraphs that each develop one reason with a directly relevant example, then edit frequent grammatical and collocational errors.
IELTS Writing Criteria Scores
Task Response
A clear qualified position answers the question and receives relevant support, although some reasoning is repetitive or only indirectly illustrated.
Develop each main reason once and support it with a specific example involving borrowing money rather than an analogous favour.
Coherence and Cohesion
The argument has a broadly clear progression, but the single extended paragraph and repeated transitions weaken its organisation.
Separate the introduction, supporting reasons, counterpoint, and conclusion into purposeful paragraphs with less repetition between them.
Lexical Resource
The vocabulary is adequate for the topic and sometimes varied, but spelling and awkward collocations reduce precision.
Replace phrases such as “a crack in belief” and “avoid any contacts” with natural, context-specific collocations.
Grammatical Range and Accuracy
A mix of simple and complex structures communicates meaning clearly despite recurring agreement, article, and clause-construction errors.
Proofread sentence subjects and verb forms, especially in clauses describing a person who borrowed or lent money.
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IELTS Writing Task 2
It is sometimes said that borrowing money from a friend can harm or damage the friendship. Do you agree? Why or why not? Use reasons and specific examples to explain your answer.
Your response
Write the task yourself, then compare your choices with the annotated response.