What are the impacts of student debt on individuals and society, and how can these impacts be mitigated?
Sample Response
Student debt is a significant concern for many individuals and has far-reaching effectsimpacts on society. This essay will discuss the effects of student debt and propose solutionspropose potential solutions to alleviate these impacts.
The burden of student debt can have profound effects on individuals and society. For individuals, the need to repay their loansrepay a loan can lead to financial stress and delay major life milestonesdelay life milestones such as home ownership. On a societal level, high levels of student debt can exacerbate wealth inequality and limit economic mobility. Moreover, if many individuals default on their loansdefault on a loan, it can have harm the economydetrimental effects on the economy.
There are several ways to mitigate the impacts of student debt. Firstly, increasing financial aid and lowering tuition fees could reduce the need for students to accumulate debt. Secondly, expanding loan-forgiveness programmesimplementing more loan forgiveness programs could alleviate the financial burden on graduates. Finally, if governments were to invest more in higher education, it could lead to a more educated workforce and contribute to economic growth.
In conclusion, while student debt can have serious effectsimpacts on individuals and society, there are potential solutions to these issues. By increasing financial aid, lowering tuition fees, and implementing loan forgiveness programs, the burden of student debt could be significantly reduced.
Why this response received Band 7.0
The response is exceptionally clear and well controlled, presenting relevant effects on both individuals and society alongside several practical remedies. Its main limitation is brevity: at 204 words, the ideas are asserted efficiently but receive little detailed explanation or evidence, especially the wider economic effects and how each policy would work. The highest priority is to develop two or three key points with specific causal reasoning and examples while meeting the minimum length.
IELTS Writing Criteria Scores
Task Response
All parts of the question are answered directly, but the under-length response develops its effects and solutions only briefly.
Reach the required length by explaining the mechanisms and likely outcomes of the strongest impacts and remedies in greater depth.
Coherence and Cohesion
Information is logically sequenced in focused paragraphs, and cohesive devices guide the reader clearly despite some list-like progression.
Create stronger links between each problem and its corresponding solution rather than presenting the remedies mainly as a numbered list.
Lexical Resource
Vocabulary is varied, precise, and appropriate to the topic, with effective phrases for financial and societal consequences.
Broaden the lexical detail used to explain policy implementation and economic effects while retaining the current precision.
Grammatical Range and Accuracy
A varied range of complex and conditional structures is used accurately, with consistently clear and well-controlled sentences.
Sustain this grammatical control in a longer response while varying sentence openings and clause patterns further.
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IELTS Writing Task 2
What are the impacts of student debt on individuals and society, and how can these impacts be mitigated?
Your response
Write the task yourself, then compare your choices with the annotated response.