In many countries, paying for things using mobile phone (cellphone) apps is becoming increasingly common. Does this development have more advantages or disadvantages?

Same questionCompare 5 different answers (Band 7–8)

Sample Response

1

In many countries, paying for things using mobile phone apps is becoming increasingly common. While there are certainly some advantages to this payment methodsome advantages to this development, I believe that the disadvantages outweigh these benefitsthe disadvantages outweigh them.

2

One advantage of paying with mobile phone apps is convenience. It eliminates the need to carry cash or cards, which can be lost or stolen. Mobile payment apps can offer a faster, easier checkout experiencea faster and easier checkout experience as well. For example, by scanning a QR code or tapping an NFC-enabled terminal, the payment can be made quickly.

3

However, the disadvantages are more significant. FirstFirstly, security is a major concern. While mobile payment apps have security featuressecurity features in place, such as encryption and two-factor authentication, they are not foolproof. Hackers can still find ways to exploit vulnerabilities and steal personal and financial information. Moreover, not everyone has access to mobile payment technology, particularly among people in developing countries and older adultsparticularly in developing countries or among older generations. This creates an inequitable situation in whichan inequitable situation where those without mobile payment capabilities are unable to participate fully in the economy. For example, in many rural areas of developing countries, people still rely on cash for transactions because they may not have access to smartphones or the internet. Older people who are unfamiliar withOlder generations, unfamiliar with mobile payment systems, might also struggle to use such technology, limiting their ability to make purchases online or in places that only accept mobile payments. This digital divide can exclude certain groups from the benefits of the modern economymodern economic activities.

4

In conclusion, while there are some advantages to paying with mobile phone apps, such as convenience and ease of use, the disadvantages, such as security concerns, lack of accessibility for some populations, and the possibility of system failures, are too significant to ignore. Therefore, I believe that this development has more disadvantages than advantages.

Overall assessment

Why this response received Band 8.0

The response answers the comparison directly, maintains a clear position, and develops the principal disadvantages with relevant explanations and concrete examples. Its main limitation is that the convenience argument is briefer and the conclusion adds system failures without prior development. Deepen the comparison by weighing the strongest benefit against the security and accessibility concerns, and ensure every concluding point has been established in the body.

Band score breakdown

IELTS Writing Criteria Scores

TR

Task Response

8.0
Scoring rule

The response fully addresses the question with a consistent judgement and well-developed discussion of convenience, security, and accessibility.

Next step

Develop the strongest advantage a little further and avoid introducing system failures only in the conclusion.

CC

Coherence and Cohesion

8.0
Scoring rule

The argument is logically sequenced, clearly paragraphized, and smoothly connected from the stated position through evidence to the conclusion.

Next step

Consider separating the two main disadvantages into distinct paragraphs to make their relative importance even clearer.

LR

Lexical Resource

8.0
Scoring rule

A wide and precise vocabulary is used flexibly to discuss payment technology, security, access, and economic exclusion.

Next step

Vary a few repeated references to mobile payment while preserving the response's strong technical precision.

GRA

Grammatical Range and Accuracy

8.5
Scoring rule

A broad range of complex structures is controlled with high accuracy and consistently clear punctuation.

Next step

Continue refining sentence rhythm and reference clarity to approach fully effortless grammatical control.

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IELTS Writing Task 2

In many countries, paying for things using mobile phone (cellphone) apps is becoming increasingly common. Does this development have more advantages or disadvantages?

Your response

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